22/03/2026
Paying your Chinese supplier β sounds simple, right? It really isn't.
We get this question from new clients all the time: "Can I just pay via PayPal? It feels safer."
The honest answer: PayPal protects buyers, which is exactly why most factories hate it. One chargeback dispute and they're out $5,000 with no recourse. So they either refuse it entirely or add a 4-5% surcharge.
T/T (bank wire) is what suppliers actually prefer. Combine it with a pre-shipment inspection and you get most of the protection without the PayPal drama.
Wise is our secret weapon for smaller orders β way better exchange rates than your bank, and it's getting more accepted in Guangzhou factories every year.
What payment method are you currently using with your China suppliers? Any bad experiences? Drop it in the comments!