Life Style, New Market, Pakyong (2026)

23/11/2025

How To Download And Submit The SIR Form Online: Step-By-Step Guide

As the Election Commission of India begins the second phase of the Special Intensive Revision (SIR), many voters are still unsure about how to complete the SIR enumeration form online. The new digital system has been introduced to make voter verification simpler, paperless, and more secure through Aadhaar-based identity authentication.

Under the new Standard Operating Procedure (SOP), only the voter can fill and submit their own SIR form since the final submission requires Aadhaar e-sign. The instructions also clarify that the name on the voter’s EPIC (2025) must match the name linked to Aadhaar. Additionally, the mobile number registered with the EPIC must be active for OTP authentication. If the mobile number is not linked, voters must first update it through Form 8.

Steps to Fill the SIR Form Online:

Visit the Voters’ Service Portal (voters.eci.gov.in).
Sign in and select “Fill Enumeration Form” from the dashboard.
Choose your state and enter your EPIC (2025) number.
The portal will automatically fetch your details.
Verify the OTP sent to your registered mobile number.

After logging in, voters must select one of the three verification categories:

Their name appeared in the previous SIR list.
Their parent’s name appeared.
Neither name existed earlier.

Based on the chosen option, the system will either display previously recorded details or request the required information.

Once all fields are completed, the portal generates a preview for final review. The submission is completed only after Aadhaar e-sign and a declaration confirming accuracy.

The SOP also mentions that if Aadhaar-based verification fails or identity details do not match, the voter must complete the process offline through their Booth Level Officer (BLO).

Currently, the Election Commission is conducting the SIR process across 12 states and Union Territories after finishing the first phase in Bihar, which recently underwent elections.

02/11/2025

Man runs $175 million business but still drives Uber at 86: ‘I send this money to educate girls in India’
# RichManDriver

The man revealed that he owns the local newspaper, Fiji Times, along with 13 jewellery shops, six restaurants and more.

When you hear that someone is driving an Uber, you rarely imagine them as a successful businessperson running companies worth millions. But Indian entrepreneur Nav Shah recently experienced just that during an Uber ride in Fiji, and the story quickly became a favourite on the Internet.

During the ride, Shah struck a conversation with his 86-year-old driver and asked, “How do you pay your bills?” The driver, humble yet confident, replied, “I am a businessman, and my company does a $175 million turnover.” He went on to reveal that he has been sponsoring 24 girls every year for the past decade, and that all the sponsorship money comes from what he earns driving Uber.

“I have three daughters. I gave them a good education; they’ve done well. So I thought, if I can help other girls achieve their dreams, why not?” said the driver with a smile.

As their conversation continued, the elderly entrepreneur shared details of his ventures: “We own 13 jewellery shops, six restaurants, a local newspaper, and four supermarkets.” When Shah asked whether he had started it all, the driver replied proudly, “My father started in 1929 with five pounds he had.”

Shah uploaded the video along with a long caption that reads, “A man who’s seen it all wealth, business, legacy still grounded in kindness and purpose. He reminded me: True success isn’t about how high you climb, It’s about how many people you lift along the way.”

The video quickly went viral, drawing admiration from thousands online. One user wrote, “What an absolute legend. The give-back is massive.”

Another shared, “He was my Uber ride from the airport earlier this year. Good man, great conversation — he even loaded and unloaded my suitcases, saying women shouldn’t have to do it!”

A third person wrote, “This is why he’s still sharp at 86. He doesn’t need to drive Uber, but doing so keeps him connected to people. It probably gives him new business ideas and keeps his mind active. Science even says social connection like this contributes to longevity. He’s a clever man.”

A fourth user said, “Someday, I want to do this too — no matter how small.”

Source Indian Express

25/09/2025

What Happens If I Don’t File An ITR?

Income tax is extremely vital to a country’s growth. It is the primary source of revenue for the government and the funds are used to pay for salaries, welfare programs, government projects, defence, and other purposes. To ensure that every taxable entity pays its dues to the government, taxpayers must file Income Tax Returns (ITR) together with the tax amount. But, what is ITR and what happens if a person didn’t file it within the given period?

The Income Tax Return, or ITR, is a form that shows your gross taxable income for a certain fiscal year. Taxpayers use the form to formally disclose their income, deductions, exemptions, and taxes paid. As a result, it determines your net income tax liability for a given financial year. The due date for filing income tax returns for individuals not liable to tax audit is July 31 of the next financial year.

What If You Don’t File ITR?

Well, it could have major consequences such as a Penalty. If you do not file your ITR by the due date, you may be charged a Rs 5,000 late fee under Section 234F. If your yearly revenue is less than Rs 5 lakh, the late costs are limited to Rs 1000.

As per Section 234A, if you don’t pay taxes, you will be required to pay 1 per cent interest each month on the outstanding tax amount. This interest is calculated from the day you file your return for the relevant financial year until the due date.

Those whose income tax liability exceeds Rs. 25,000 can face harsh imprisonment for a minimum of 6 months and up to 7 years, as well as a fine. If it is less than Rs 25,000, it could result in rigorous imprisonment for a minimum of three months and a maximum of two years, as well as a fine.

If you file your income tax return before or on the due date, you will be permitted to carry forward losses to the following years. You can use such losses to offset future revenue. If you miss the deadline, you will be unable to carry forward your losses.

The proposed income tax slabs under the new tax regime for FY 2025-26 are as follows: Rs 0- Rs 4 lakh – Nil tax, Rs 4 lakh and Rs 8 lakh – 5 per cent, Rs 8 lakh and Rs 12 lakh – 10 per cent, Rs 12 lakh and Rs 16 lakh – 15 per cent, Rs 16 lakh and Rs 20 lakh – 20 per cent, Rs 20 lakh and Rs 24 lakh – 25 per cent, and Rs 24 lakh or over – 30 per cent.

21/09/2025

Milk Purity Test: Is the milk used daily real or fake? Identify it in a few seconds

Milk Purity Test: Nowadays news of adulteration in milk has become common, due to which people are worried about identifying real and fake. Adulteration in this drink which is essential for health can cause serious diseases. In such a situation, by adopting some easy home remedies, you can check the purity of milk sitting at home and keep yourself safe.

Adulteration of milk has become a common problem in today's market. From cities to villages, people everywhere are worried whether the milk they are drinking is real or fake. Since milk is used daily in every household and everyone, young and old, drinks it, it is very important for it to be pure. If there is adulteration in milk, it not only spoils the taste but can also cause serious harm to health. Let us know some easy home remedies, by which you can check the authenticity of milk at home without lab test.

Cream layer on boiling

If the milk is absolutely pure, then when it is boiled, a thick layer of cream forms on top. But in adulterated milk, either very little cream will be formed or it will not be formed at all. This is the easiest and oldest method by which our grandmothers also used to check the milk.

Water adulteration test

Pour some milk in a transparent glass and drop a drop of milk on top. If the drop goes straight down and settles leaving a white line, then the milk is pure. But if the drop spreads and starts flowing like water, then understand that it has water mixed in it.

Identify adulteration of detergent

If there is abnormally high foam in the milk, it may be a sign of detergent being added. To check this, mix equal amounts of milk and water and shake vigorously. If there is excessive foam and a soapy feel in the hand, then there is detergent in the milk, which is extremely dangerous for health.

How to check starch adulteration

Sometimes flour or starch is added to milk to make it look thick. To identify this, add a few drops of iodine to a spoonful of milk. If the colour turns blue, then starch is mixed in the milk.

Identify adulteration of urea

Urea is added to make milk thicker and creamier, but it is poisonous for health. To test, add some soybean powder and a few drops of hydrochloric acid to 5 ml of milk. If it turns red in a few minutes, then urea is mixed in the milk.

Identifying synthetic milk

Synthetic milk contains harmful elements like chemicals, detergents and urea. It smells like a mild chemical and tastes different from real milk. When boiled, cream does not settle in it and foam remains. When rubbed on the palm, it feels like soap.

After all why is pure milk necessary ?

Pure milk not only strengthens our bones and muscles, but also increases immunity. Whereas adulterated milk can have a bad effect on digestive problems, stomach infection, kidney and liver. Therefore, it is important for your health to check it before using it daily.

16/09/2025

Bathroom vs Washroom: 99% People Don’t Know the Real Difference!

We often hear the words bathroom and washroom used interchangeably. But did you know they actually mean two different things? While both are hygiene-related spaces, their purpose and usage differ. Whether at home or in public places, using the right term matters. Let’s break down the actual difference between the two.

What is a Bathroom?

A bathroom is a space designed primarily for bathing. It usually includes a bathtub, shower, sink, and sometimes even a toilet. The term comes from the English word “Bath,” meaning to bathe. In homes, bathrooms are often built with toilets inside, which is why many people casually use the word washroom. However, technically, a bathroom refers to a place meant for bathing.

What is a Washroom?

A washroom is generally used in public places like malls, offices, airports, and schools. It provides facilities for using the toilet and washing hands, but not for bathing. The word “Wash” indicates handwashing or using the toilet, which makes washroom a more formal or polite term for a public toilet.

Key Differences Between Bathroom and Washroom

Purpose: Bathrooms have bathing facilities, while washrooms do not.
Location: Bathrooms are mostly in homes; washrooms are in public spaces.
Facilities: Bathrooms may include a shower and bathtub, whereas washrooms typically only have toilets and sinks.
Correct Usage

At home, the correct word is bathroom.
In public places like hotels, malls, or airports, washroom is the preferred term.
In North America, “washroom” is commonly used, while in the UK terms like “toilet” or “loo” are more popular.
Final Takeaway

Now that you know the difference, you can confidently use the correct word in the right context. Next time you’re in a hotel, mall, or at home, you’ll never be confused between bathroom and washroom again.

15/09/2025

'The benefit of GST reduction on medicines and insurance must be available from September 22', the government gave instructions

Along with automobiles and FMCG products, the prices of health related goods and services are also going to be reduced from 22 September. The government has clearly asked the company’s manufacturing medicines and medical equipment to give the benefit of GST reduction to the consumers from 22 September itself. Along with this, the new rate of GST will come into effect from 22 September.

Jagran Bureau, New Delhi. Along with automobiles and FMCG products, prices of health related goods and services are also going to be reduced from 22 September. The government has clearly asked the company’s manufacturing medicines and medical equipment to give the benefit of GST reduction to the consumers from 22 September itself.

GST rates were also reduced

In the GST Council meeting held on September 3, it was decided to reduce the GST rates on more than 70 medicines or keep them out of the ambit of GST. Similarly, the GST rates on various equipment and health services were also reduced.

The new GST rate will be implemented from 22 September. All medicines and equipment falling under the 12 percent category will now attract only 5 percent GST. Drug manufacturing companies were expressing their inability to change the old stock and minimum retail price (MRP) in such a short time.

Consumers should get the benefit of reduction in medicine prices

On this, the National Pharmaceuticals Pricing Authority (NPPA) has told all the drug manufacturing companies that they do not need to take back the old stock or medicines from the dealer to change the prices of the medicines, but the customers should get the benefit of reduction in the price of the medicines from September 22 at any cost.

For this purpose, the manufacturing companies have been asked to inform their dealers and retail drug sellers through advertisements. The new selling price of the drugs and medical equipment on which GST has been reduced has been directed to be sent to the dealers before 22 September.

Insurance companies also benefit from GST reduction

It has been decided to abolish the 18% GST on life and health insurance from September 22 and many insurance companies have already started giving this benefit to the customers.

Insurance companies are telling customers that they do not need to pay GST for insurance that is activated after September 22 and their billing is being done after removing the GST. But if the insurance coverage is started before September 22, then the payment will have to be made at the old rate only.

GST will not be levied on renewal

If the date of renewal of insurance of a consumer is after 22nd September, then GST will not be levied on renewal. But if the date of renewal is before 22nd September and the consumer pays for it after 22nd, then also he will have to pay GST.

14/09/2025

Indian Toilet vs western toilet: Which is better for your health

Toilets are an essential part of our daily lives, yet people rarely stop to think about how they affect their health. In India, both traditional Indian squat toilets and Western-style sitting toilets are widely used. Each comes with its own set of health benefits, comfort levels, and drawbacks.

Some health experts say the squatting posture of Indian toilets improves digestion, while others argue Western toilets are more practical and comfortable, especially for older people. Let's break down the differences.

POSTURE AND DIGESTION
Indian toilets require squatting, which naturally aligns the intestines and helps in smooth bowel movement. This reduces constipation and lowers the risk of piles. On the other hand, Western toilets make you sit upright, which may not fully support natural bowel clearance.

EASE AND COMFORT
Squatting on an Indian toilet can be difficult for the elderly, people with knee pain, or those with physical disabilities. Western toilets are easier to use, especially for children, older adults, and people recovering from illness.

HYGIENE AND CLEANLINESS
With Indian toilets, there is usually no direct contact with a seat, reducing the risk of infections. However, they may require more water and effort to clean. Western toilets are more comfortable but need regular seat cleaning to maintain hygiene.

HEALTH RISKS
Squatting too long on Indian toilets may cause strain on knees and ankles. Western toilets, on the other hand, may increase the chances of haemorrhoids or pelvic pressure if one sits for too long.

SPACE AND LIFESTYLE FIT
Indian toilets take up less space and are cost-effective to install, making them common in rural areas. Western toilets need more space, are more expensive, but are preferred in urban households for convenience and modern lifestyle needs.

WHICH TOILET IS BETTER FOR HEALTH?
There is no single answer it depends on age, health, and comfort. Indian toilets promote better digestion and bowel movement, while Western toilets provide more comfort and accessibility. Many experts suggest combining both: use Western toilets for convenience but also practice squatting in daily exercise to support healthy digestion.

If you are young and healthy, Indian toilets may give better health benefits. If comfort and accessibility are your priorities, Western toilets are a better option.

14/09/2025

GST Exemption on Insurance Premiums: Will Policyholders Get a Refund on Multi-Year Payments After September 22?

The Indian government’s decision to scrap the 18% Goods and Services Tax (GST) on life and health insurance premiums starting September 22, 2025, has brought relief to millions of policyholders. However, it has also raised confusion. One major question being asked is: What happens to those who have already paid lump-sum premiums for multi-year policies?

While monthly or quarterly payers will automatically benefit from the exemption on payments due after September 22, those who prepaid for long-term policies are now wondering whether they can get a GST refund for the future coverage years already paid.

The answer, unfortunately, is no. If you’ve already paid a lump-sum premium—say, for a 3-year health insurance or a single premium life insurance plan—the GST collected at the time of purchase has been deposited with the government. Since the transaction is considered complete, there is no legal or procedural mechanism for insurers to refund GST retrospectively.

Amit Chhabra, CBO - General Insurance, Policybazaar, explains:

“The GST benefit applies only to transactions made on or after the effective date. Therefore, policyholders who have already locked in their premium for multiple years will not be eligible for any refund of the GST component for the remaining tenure of their policy.”

In simple terms: even if your policy covers future years, you won’t receive any reimbursement of GST for premiums already paid before September 22.

What About Monthly, Quarterly, or Annual Premiums?

For those paying premiums in installments, the situation is different. If your next payment falls on or after September 22, 2025, it will be GST-free.

For example:

Suppose you pay your life insurance premium on the 23rd of every month.
The installment paid on August 23 attracted 18% GST.
The next installment on September 23 will be completely GST-free.
This rule applies across monthly, quarterly, semi-annual, and annual premium structures, provided the due date is on or after September 22.

Grace Period Confusion: GST Still Applies if Due Date is Before September 22

A common doubt arises around grace periods, which allow policyholders a few extra days after the due date to pay their premium. Many wonder if paying during the grace period after September 22 would mean 0% GST.

The answer: No.

If your due date is before September 22, GST will still apply—even if you pay later, within the grace period.

For example:

If your health insurance premium was due on September 15, and you paid on September 25 (within the grace period), GST at 18% will still be charged.
This is because the due date—not the actual payment date—determines GST applicability.
Free-Look Period and Policy Cancellations: A Rare Case for GST Refund

The free-look period—generally 15 to 30 days—allows customers to cancel a newly purchased policy if unsatisfied. In such cases, insurers are required to refund the premium plus GST, minus charges like stamp duty, medical test fees, or the cost of days already covered.

Here’s an example:

Suppose you bought a life insurance policy on September 12 with an annual premium of ₹30,000 + 18% GST.
You decide to cancel it within the free-look window, say in early October.
The insurer will refund your premium plus GST, minus deductions.
Rajat Bose, Partner at Shardul Amarchand Mangaldas, notes:

“Since, at the time of return, the supply of insurance is not fulfilled, the GST should be refunded by the insurer along with the premium. A credit note should be issued for the return of GST.”

However, this refund process is linked to cancellation, not to the GST rate reduction itself.

Should You Wait Until September 22 to Buy New Policies?

Many insurance companies have already started adjusting their offerings to help customers benefit. For instance, some insurers, like ICICI Lombard, are allowing customers to buy a policy today but activate coverage from September 22, ensuring the premium is GST-free.

This means:

If you’re planning to buy a new life or health insurance policy, it may be wise to wait until after September 22 (or choose an insurer offering deferred start dates).
Doing so ensures that you avoid paying GST altogether.
Key Takeaways for Policyholders

No GST Refund for lump-sum multi-year premiums already paid.
Future installments due after September 22 will be GST-free.
Grace period payments for due dates before September 22 will still attract 18% GST.
Free-look cancellations can result in GST refunds (subject to deductions).
New buyers should ideally start policies on or after September 22 to avoid GST.
The GST exemption on life and health insurance premiums is a major positive step for policyholders, reducing the cost of essential financial protection. However, clarity is crucial—especially for those who have already prepaid their policies.

While there’s no refund for GST already paid, future transactions will benefit from the exemption. Policyholders planning new purchases or renewals should time them wisely to make the most of the 0% GST regime.

03/07/2025

Haryana Couple Cultivates Rs 9 Lakh Monthly Revenue from Mushroom Farm

Meet Dr. Sonia Dahiya, a Haryana-based professor, who, along with her husband Vijay Dahiya, has cultivated a remarkable Rs 9 lakh in monthly revenue through their mushroom cultivation business, Doctor Dahiya Farm. Their operation yields an impressive 9 to 10 tonnes of mushrooms each month.

For Sonia Dahiya, an assistant professor based in Haryana, their thriving mushroom venture is a testament to the power of patience and dedication. What began as a personal interest has blossomed into a highly profitable enterprise. Together, the couple established Doctor Dahiya Farm in Sonipat, Haryana, consistently generating substantial income from their mushroom production.

Sonia, who teaches at Deenbandhu Chhotu Ram University of Science and Technology, embarked on her mushroom farming journey during the COVID-19 pandemic. Leveraging her background in biotechnology, she and Vijay meticulously researched the market before setting up their mushroom units. Their expertise in the field was evident with the establishment of Doctor Dahiya Mushroom Farm in 2020.

The Dahiyas initially invested Rs 40 lakhs from their personal savings to establish the farm, also benefiting from a subsidy provided by the state Horticulture Department. They began with two mushroom growing rooms, which they stocked with 5,600 mushroom bags. Later, they further expanded their setup by investing Rs 20 lakhs in a compost unit. By 2022, the couple significantly scaled their operations by adding two more growing rooms.

Their journey wasn't without its hurdles. Initially, they faced challenges with inconsistent mushroom yields from their first two growing units. Another significant obstacle was the unsatisfactory results from commercially purchased compost. To overcome these issues, Sonia proactively established their own compost unit and expanded their growing facilities.

The entrepreneurial couple primarily sells their mushrooms wholesale at Delhi's Azadpur Mandi. They also have a robust direct customer base, purchasing approximately 50 kg of mushrooms daily. Their clientele includes a diverse range of buyers such as caterers, cooks, restaurants, dhabas, and marriage banquet halls.

Doctor Dahiya Mushroom Farm offers a variety of mushrooms, including common button mushrooms and exotic varieties like portobello, oyster, and milky mushrooms. For the exotic options, customers are advised to place orders in advance. Sonia doesn't rely heavily on traditional marketing; instead, the farm's direct customers are primarily acquired through positive word-of-mouth referrals, drawn in by the consistent quality and taste of their produce.

Beyond their successful farming operation, Sonia and Vijay also conduct regular training and consultancy workshops for aspiring farming entrepreneurs and students. These programs cover essential aspects of button mushroom farming, from sourcing spawn and cultivation techniques to compost methodologies.

Widely recognized as the "Mushroom Lady of Haryana," Sonia Dahiya is a strong advocate for women's financial independence and social empowerment. She actively employs women in her mushroom business, providing stable employment for nearly twenty women from nearby villages.

Sonia emphasizes the importance of taking immediate action when pursuing a business idea. She believes that starting a mushroom farming business is not overly complex and presents an excellent opportunity for individuals seeking an alternative to traditional full-time employment.

24/05/2025

Kitchen Style and Designs

23/05/2025

Durable Concrete Granite Finsihed Kitchen Styles

13/05/2025

Floor Marble Designs

Life Style

23/11/2025

02/11/2025

25/09/2025

21/09/2025

16/09/2025

15/09/2025

14/09/2025

14/09/2025

03/07/2025

24/05/2025

23/05/2025

13/05/2025

Address

Telephone

Website

Alerts

Contact The Business

Shortcuts

Share

Category

About Us